via What Is Pre-Foreclosure and When Will Your House Be Repossessed?
Pre-foreclosure, Lis-pendens, default notice...these are not words any responsible homeowner wants to read or hear, no matter what. Suddenly faced with a loss of one's home and often largest asset, a pending foreclosure is not a situation anyone wants or even should handle alone.
When faced with such a crisis, it's important one engage the help of a qualified, licensed professional able to provide options that go beyond "we buy houses". Including a short sale, lease options and more, armed with enough information, a true professional will find there many ways to help a homeowner in distress delay if not avoid a foreclosure, if only they'd ask early in the process. Unfortunately, and though most who receive a pre-foreclosure notice will find a way out, too many that don't run out of time. No man is an island.
Politics aside, what better indicator of an improved economy than a decrease in mortgages delinquent 90 days or more, meaning homeowners are better able to pay for their homes than they were...dare I say it, 8 years ago?
Source: Calculated Risk: Fannie Mae: Mortgage Serious Delinquency rate declined in September, Lowest since August 2008
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The Great Recession brought about a major downturn in the housing market. In this new economic reality, many investors backed off for a few years. Now, they’re slowly starting to come back as the market improves and their wide-eyed dreams of ditching the rat race for wealth and independence expand by the day. If you’re one of the many who have taken the plunge into the housing market or are considering doing so, keep in mind that it can be challenging. In particular, there are four key issues you’ll want to master in order to hone your property investing skills...read more
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